<rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>ARTICLE GALLERY</title><description>Fresh articles from ARTICLE GALLERY</description><link>http://www.articlegallery.net/</link><lastBuildDate>Tue, 09 Feb 2010 13:58:41 CST</lastBuildDate><generator>ArticleFriendly.com</generator><atom:link href="http://www.articlegallery.net/rss.php?rss=320" rel="self" type="application/rss+xml" />					
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<title>Cyber Identity Theft and How to Prevent It</title>
<guid>http://www.articlegallery.net/Art/347969/320/Cyber-Identity-Theft-and-How-to-Prevent-It.html</guid>
<description><![CDATA[Author : Jimmy Peterson<br><br><a target='_blank' href="http://cyberidentitytheft info/toj"><b>Cyber Identity theft</b></a> has become a major problem in today's electronic cash and Internet shopping world  It seems that whenever banking and online security advances to keep out the baddies they go and improve the types and variety of their scams  Sometimes however it is not the breaching of electronic security but the complacency and misplaced trust of the individual that allows these criminals to get away with your money <br><br>While the loss of the initial money taken from your bank accounts or credit cards is enough of a shock what is often even worse is the ongoing problems you may face long after the actual crime  Things such as your credit history will have a record of unpaid bills or bad credit associated with the theft that can be far harder to overcome and create ongoing problems and stress <br><br>Obviously the best way to combat identity theft or other such scams is prevention  By being vigilant regarding transactions made on your credit cards or bank accounts, and taking the necessary action quickly you can limit your losses if you notice any fraudulent transactions  If you do notice any questionable transactions on your accounts then there are a few steps to take to limit your losses <br><br>Advise your bank or credit card company's <a target='_blank' href="http://cyberidentitytheft info/2iy"><i>fraudulent claims department</i></a> immediately that there are questionable transactions on your account  You may be accountable for the cost of fraudulent transactions on your account until the time you inform your bank so constant attention is the key, however many credit cards have a $50 maximum liability <br><br>If necessary close your accounts and open new ones with completely new passwords etc  Request that the accounts be closed via phone initially and then in person to ensure that this action has been taken <br><br>Contact the main credit reference agencies (such as Equifax, Transunion and Experian) and place a fraud alert on your file  This will help to prevent further fraud by the criminals who have your information <br><br>Report the fraud to the police who will issue you with a crime number  This number is required to make any claims against insurance agencies <br><br>Contact the Federal Trade Commission (FTC) and report the details of the fraud  This helps the police to keep up with any new methods being used by criminals to commit ID theft and thus helps to stamp it out <br><br>Apart from the steps to take if you are a victim of ID theft there are some simple measures to take to help prevent it in the first place  Simple things such as never carrying your PIN number in your wallet or purse with the card are too often forgotten giving criminals easy access to your cash should you lose your wallet  Also, never ever respond to emails requesting you to log into your bank account from a link within the email that appears to be from your bank  This type of account password harvesting is known as Phishing and catches more people that it should by gaining their account details and then clearing the account of all funds before the owner realizes it <br><br><a href='http://tinyurl.com/yk2m9rx'><b>Cyber Identity theft</b></a> and other types of fraud are all too common and will always be a danger to the electronic banking system we have today. That danger is what we pay for convenience and access to our funds or credit. Despite these risks however if you remain vigilant and take some common sense measures to protect yourself from this type of fraud you can limit your losses and sometimes escape relatively unscathed.]]></description>
<link>http://www.articlegallery.net/Art/347969/320/Cyber-Identity-Theft-and-How-to-Prevent-It.html</link>
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<title>The Mortgage Fraud Crisis</title>
<guid>http://www.articlegallery.net/Art/339027/320/The-Mortgage-Fraud-Crisis.html</guid>
<description><![CDATA[Author : Adriana Noton<br><br>In the United States mortgage fraud is a problem on the rise  Every home owner wants their home equity to be larger than the loan on their home  With the latest property craze in the house market there are some who try to take advantage of the market and make a fast profit  Here are some mortgage scams to be wary of <br><br>Property flipping is the first  This happens when property is purchased, the property is incorrectly appraised for an inflated price and then quickly sold  The incorrect appraisal is what makes this practice illegal  The practice almost always involves fraudulent land appraisals, phony loan documents, inflation of the buyers income, kickbacks to the buyer, investors, property or loan brokers, the appraiser and title company personnel <br><br>Let us say a house worth $50,000 might be appraised at $100,000 or more in such an illegal practice  Next is the silent second, as it is known  This happens when a buyer of property borrows the funds to make a down payment from the person selling the land by issuing a second mortgage but does not disclose it  The primary lender of funds believes the person borrowing is actually investing his own money for the down payment <br><br>However, the truth is that the money is borrowed  The second mortgage may not be recorded so the primary lender of funds is unaware of it  Then there is what is known as the nominee loans and straw buyers  This occurs when the borrower's identity is hidden and the nominee allows the borrower use her name and her credit report on the application for the loan <br><br>Also there is the fictitious or stolen identity issue which may be placed on the application for a loan  Possibly the applicant is involved in a theft of identify scam where the real man or woman is unaware his or name, personal information, and credit history is being used for an application for a loan <br><br>There is the inflated appraisal  The appraiser is conspiring with the borrower and sends in an appraisal to mislead the lender  The false report from the appraiser lists a value that has been inflated  In a foreclosure scam the schemer looks for home owners who may default on their loan or for those home owners already going through foreclosure <br><br>The scam artist fools the homeowner telling him he can save his property if they agree to transfer the property deed and if they pay the up front charges  The scam artist makes cash from these scams by remortgaging the property and taking the money the owner paid  The most common foreclosure tricks are the phantom help, the bust out, and the bait and switch <br><br>The equity skimming scam involves an investor who uses a straw buyer  He uses misleading income records, and incorrect credit history records to obtain a loan in the straw buyers name  Before escrow closes the straw buyer signs the property over to the investor with a quit claim deed which turns over all rights in the property and provides no guaranty of title  The investor makes zero loan payments and then rents out the property until the property is foreclosed on months later <br><br>Contact a <a href='http://www.lyonssnyder.com/'>criminal lawyer Fort Lauderdale</a> for expert assistance on countering mortgage fraud, scams, and white collar crimes. You may also be interested in hiring a <a href='http://www.lyonssnyder.com/'>criminal attorney Fort Lauderdale</a> for other relevant inquiries regarding law and justice.]]></description>
<link>http://www.articlegallery.net/Art/339027/320/The-Mortgage-Fraud-Crisis.html</link>
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<title>All About Satellite Direct</title>
<guid>http://www.articlegallery.net/Art/328547/320/All-About-Satellite-Direct.html</guid>
<description><![CDATA[Author : Ray Winston<br><br>If you haven't heard about Satellite Direct yet, it's time that you learn about it  This is a great new innovation that harnesses the power of the web and gives you yet another way to save a nice chunk of money on a monthly basis  Here's some info about the product <br><br>Satellite Direct is basically a piece of software that lets you watch TV straight from your computer  By downloading a program for a simple one time fee, you'll have access to over 3,500 television stations from around the world <br><br>All of these stations can be watched straight from your computer  You're probably wondering about the quality of these, but the company claims that it's all high definition DVD quality output <br><br>As far as the price is concerned, it's a refreshing change from what cable services offer  Cable TV will typically cost fixed rates monthly  Sometimes $50 per month, sometimes 100 dollars, and sometimes even more <br><br>Satellite Direct sells for a one time fee of $49 95, with no charges to ever be paid in the future  People absolutely love this feature, as they can drop their cable provider and no longer worry about the cost of their monthly cable plan <br><br>You may be wondering what channels are offered on Satellite Direct  I can tell you that over 3,500 channels are available 24 hours per day, and there are a handful of channels from other countries that you'd never get at home <br><br>Most of the channels that you get on your current plan are also present, and probably even more  There's just about every type of TV station imaginable and you'll never have to pay extra to watch any of them <br><br>The software is really flexible too  It's literally compatible with all computers, even Macs  The best thing about it may be the fact that it can be hooked up directly to a TV  As long as you have a cable connector, you can enjoy Satellite Direct TV programming on any sized television <br><br>Seems like there must be a catch, doesn't it? <a href='http://satellitedirectscam.com'>Satellite Direct scam</a> or is this product legit? Find out for yourself.]]></description>
<link>http://www.articlegallery.net/Art/328547/320/All-About-Satellite-Direct.html</link>
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<title>How to Detect Scams at the Earliest Possible Time Revealed  Avoiding an Acai Berry Fraud</title>
<guid>http://www.articlegallery.net/Art/327200/320/How-to-Detect-Scams-at-the-Earliest-Possible-Time-Revealed-Avoiding-an-Acai-Berry-Fraud.html</guid>
<description><![CDATA[Author : Veronica Carrillo<br><br>Paid Survey Scams are rampant in the internet jungle  Pay for this and pay for that, and they will provide you with a wonderful list to start you well on your way to money on easy-street  Wrong  Most of the time you'll pay your thirty-something dollars and be bombarded with far more than the survey list you were looking for <br><br>Typical Acai Berry Scam One of the scams associated with acai berries is supposed franchised distributors  You will be asked to pay a substantial for the "right" to buy supplements at a reduced price that you can then sell at a profit  With any business like this, the cost of the distributorship should easily be recouped with your first order  If a company wants you to pay a lot of money to them so you have the right to sell their product, the product probably isn't very good <br><br>Another scam that people complain of is getting billed for supplements they did not want after signing up for a free trial  The only thing I can say about this scam is to make sure you know what you are signing up for when you get something "free" <br><br>There are some survey companies that will simply not allow themselves to be placed on any site that is paid for or incentivized ("incentivized" just means the site offers an incentive for you to register for, before they give up the list to you) <br><br>One scam that you can find would be people who are promising a 100% Fresh Acai Berry delivered right into your home or shipped into your address  If there is one bad news about the fruit, it's the fact that it cannot really be travelled fresh since it loses its potency just 24 hours after harvested  Beware of these promises  The next scam is the Acai Pyramid Scam  You would be asked to pay a great amount to be a member and promised a lot of benefits and earnings  These are hoax so be warned against them <br><br>The real scam part of free trials is that many companies lure you in, make some charges to your credit card then go out of business  There are two things you can do to avoid this  First, make sure the company you are dealing with is legitimate and has been around for a while  Second, use a prepaid credit card that only has enough money on it for the free trial  If you do this, when they go to charge the credit card for the free trial, the charge will be declined <br><br><a href='http://www.puedes-trabajar-desde-casa.com'>Trabajar</a> desde casa es fcil si sabes como Todo sobre <a href='http://www.ya-online-juegos.com'>Juegos Mario</a> para gente que le gusta jugar]]></description>
<link>http://www.articlegallery.net/Art/327200/320/How-to-Detect-Scams-at-the-Earliest-Possible-Time-Revealed-Avoiding-an-Acai-Berry-Fraud.html</link>
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<title>Protect Yourself From Email Scammers</title>
<guid>http://www.articlegallery.net/Art/312760/320/Protect-Yourself-From-Email-Scammers.html</guid>
<description><![CDATA[Author : Gregg Housh<br><br>Most of us are already very familiar with the frustrations of spam: unsolicited e-mail ads  In recent years, unwanted e-mails have evolved in an attempt to avoid increasingly specialized filters and wary consumers  We've put together a list of red flags to help you quickly spot e-mails that may be harmful to your PC and your wallet <br><br>Suspicious attachments<br><br>Attaching files to an email is a quick and simple way to share files with your friends and co-workers  The downside is that unscrupulous individuals can attach files such as viruses and trojan horses in the hopes that an unwary recipient might download the file and infect their computer  Whenever you receive an email with an attachment that you were not expecting, be careful about opening the attachment or even reading the email <br><br>Links that don't make sense<br><br>In an email supposedly from Yahoo, a link to a specific page on Yahoo's site appears  So why does the text of the link not begin with "http://yahoo com"? Because it is a scam  Many hackers attempt to gain account information or even credit card numbers by pretending to be respectable web companies looking for information about your account  These emails typically have a link where you can reset your password, confirm your credit card information, or log in to access some special new feature  To spot these bad links, you just need to look at the url: the address of the page that is being linked to  All urls begin with "http://" or "htpps://" and from there differ from website to website  If the url isn't visible in the text of the link, you can hover your mouse over the link and the url will be displayed in the lower left corner of your web browser <br><br>Notifications about accounts that you don't have<br><br>Scam emails that disguise themselves as emails from major websites are betting on their recipients actually having accounts with that website in the first place  If you get an email about your facebook account when you never even signed up with facebook, the odds are very good that this is a scam or virus email <br><br>Password reset requests you didn't send<br><br>One of the most common email scams currently in circulation is the fake password reset  These emails claim that you recently requested a new password, and direct you to a webpage where you can enter your "old" account name and password  You may be able to identify these emails by the link urls or because you don't have the account that you would supposedly be resetting a password for in the first place  Even if you don't see anything worrying with the link or the account information, never respond to a password reset email that you did not specifically request <br><br>Sender addresses that don't add up<br><br>An official email from YouTube com should be sent from an account that ends with @youtube com  If "joey5683426$$@ytmail com" is sending you official updates about your YouTube account, it's a safe bet this is also a malicious email  If your email system hides sender information, you can change your settings to show full headers or usually click a link right in the email to show all of the sender information <br><br>Money transfer plots<br><br>Typically claiming to be from Nigerian royalty, these emails claim that there is some tremendous amount of money sitting in an account somewhere that the sender wants moved to the United States before something terrible happens to it  It's not uncommon for these emails to be completely in caps lock and poor English, although there are exceptions  These emails are scam attempts, attempting to get your bank account information so that the sender can access your funds  No matter the pretense for the email, you shouldn't ever share bank account information with anyone you don't know  Newer varieties of these emails claim to be from "a member of your church "<br><br>Bizarre emails from contacts<br><br>The most dangerous and difficult to pick out malicious emails are the ones that come from your friends and other contacts  Typically if you get a suspicious email from a friend or other contact, it's either because their PC has been infected by a virus or because their email account has been compromised  If you find an email from one of your contacts that contains strange characters in the subject, has attachments that you weren't not expecting, links to a file sharing site, or otherwise looks different from the emails you're used to from that person, take the time to contact them before clicking on any links or downloading any attachments <br><br>Emails from yourself<br><br>These types of emails can be unsettling when you find them  If you find an email from your own account sitting in your inbox that you know you didn't send (and you have not granted anyone else access to your account) immediately change your password and security question for your account  After that, check your "sent mail" folder to see if any other emails went out that you were unaware of  Let everyone who received one of these suspicious emails know that you did not send the emails, that they should not open them or open any links or attachments and that you suspect your account was compromised  You can also let your email provider know about your concerns  If this problem comes back, your computer may be infected and need virus cleanup service performed <br><br>As users and automatic filters become more aware of these malicious emails, scammers will develop new schemes to get at your computer, bank account, and other information  The best weapon against these attacks is a healthy dose of skepticism, though even vigilant users can fall victim to scams and viruses  If you believe you may have a compromised email account or infected computer, or if you just want to learn more about how to avoid these problems, give a professional a call <br><br>Gregg Housh is the Technician Manager at Geek Choice a <a href='http://www.geekchoice.com'>Computer Repair</a> company. <a href='http://www.insiderpages.com/b/15245492375'>Geek Choice</a> solves computer problems such as: <a href='http://www.geekchoice.com'>Slow computer</a>, Virus Removal, and much more.]]></description>
<link>http://www.articlegallery.net/Art/312760/320/Protect-Yourself-From-Email-Scammers.html</link>
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<title>How To Avoid Thefts  Scams And Cons On Vacation And Holidays</title>
<guid>http://www.articlegallery.net/Art/307030/320/How-To-Avoid-Thefts-Scams-And-Cons-On-Vacation-And-Holidays.html</guid>
<description><![CDATA[Author : Dorothy Yamich<br><br>Whenever you travel on a commercial airline flight, or by train and bus, you have to go through either an airport, bus station, or train station  This may presents problems for unsuspecting people who are on vacation or holiday because these places are where pickpockets and thieves like to operate  There are a lot of things you can do to avoid becoming a victim when on vacations and holidays  Here are a number of them <br><br>Do not wear jewelry or an expensive looking watch as that's an invitation to robbers <br><br>Wearing a money belt under you shirt or blouse can help foil muggers or pickpockets  It's a good idea to put your things in a zip lock bag and then put the bag in your money belt  A good reason to do this is that the money belt and the items in it can get soaked from perspiration, especially in hot climates, and this will keep them dry  Don't open up your money belt in public to take out cash, credit cards, or traveler's checks <br><br>Before you leave on a vacation or holiday, it might be worth it to sew a few pockets on the inside of your slacks, skirts, or underclothing where you can carry some spare cash when you are out and about for the day  If you are carrying cash, traveler's checks, or credit cards on your person, you should divide them up and put them in different pockets  That way if a pickpocket is successful, he or she won't get everything  It also makes sense to use a safety pin to make each pocket opening smaller so that a pickpocket will have difficulty pulling anything out of your pockets without you being aware of it <br><br>If a number of children gather around you in the street and cause a commotion, you are likely being targeted by pickpockets who are using the children to distract you  If a couple of locals start a yelling and shoving match near you, they could be a distraction for pickpockets  Another method of distraction is to have someone collapse and fall down in front of you  When you bend over to help them, the pickpocket goes into action  A variation involves two thieves working together, one gently dropping some ice cream, ketchup or mustard on one of your shoulders and then distracting you by pointing to the mess and helping to wipe it off  The other pickpocket will then go into action <br><br>Pickpockets prefer to target men with their wallets temptingly exposed in their back pockets, as well as obese people because they are less likely to feel their pockets being picked  You must be especially vigilant in airports, bus and railroad stations and watch your luggage, camera, and laptop like a hawk as they can disappear in second  Keep in mind that pickpockets love tourists, especially when they are in large crowds <br><br>Be aware when you are wearing a backpack  A thief may slash the bottom of it, spilling the contents onto the street where he and his accomplices quickly pick up your possessions and run away in different directions <br><br>Usually muggings occur at night and not in a busy, bustling part of the city  If you are accosted by an armed robber, do not argue or resist  Give them what they want and be thankful that you don't get hurt  Whatever they take from you can be replaced and is not worth risking your life over <br><br>After reading Bob Arno's book on how people can avoid thefts, cons, and street scams, we felt that it would be a valuable book for anyone who goes on vacation, or travels for business, to also read  It is full of information and photos that show you how many scams work  There is no limit as to what criminals can think of to steal and rip-off from unsuspecting tourists <br><br>Bob is one of the world's best experts on identity theft, scams, and cons  If you are interested in learning how to protect yourself when on holidays and vacations as well as at home, you may want to read his book, "Travel Advisory! How to Avoid Thefts, Cons, and Street Scams While Traveling"  You may be able to find it at your local library <br><br>He has been interviewed on CNN, MSNBC, ABC's 20/20, The Travel Channel, The Discovery Channel, The Learning Channel, and has numerous articles written about him in USA Today, National Geographic Traveler, Fortune Magazine, Time Magazine, and The New York Times <br><br>His book is humorous, full of true stories, as well as many photos of pickpockets and street scam artists in action  In our opinion, his book is a valuable resource, and a must-read for anyone who wants to find out how to protect themselves and their family when traveling, and even in their own home town <br><br>To quickly get <a href='http://traveltipsguide.com'>cheap flights and luxury cruises</a> at really great discounts, whenever you want to enjoy a]]></description>
<link>http://www.articlegallery.net/Art/307030/320/How-To-Avoid-Thefts-Scams-And-Cons-On-Vacation-And-Holidays.html</link>
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<title>Casino Expert Online Is A Scam</title>
<guid>http://www.articlegallery.net/Art/306663/320/Casino-Expert-Online-Is-A-Scam.html</guid>
<description><![CDATA[Author : Jim Furlong<br><br>This review is going to about a roulette system that is given away for free on a website called casino expert online  Let's get straight to the point here, this website is a total scam <br><br>The maker of this website is anything but a casino expert  The whole idea of this website is to make casino commisions for the author and I'm going to tell you how it works <br><br>If you advertise online casinos you get a commision on all the revenue that you generate for them  So the maker of casino expert online has invented the worst possible roulette system that he can and then has made a website to give it away for free <br><br>Then when people click on his links and sign up at the casinos he will get a commison when people use the bogus roulette system and inevitably lose  Casino expert online isn't the only website doing this, there are several <br><br>The maker will say anything to make you click on his links  He says that the roulette system will only work on the casinos that he is recommending  This is a total lie but people that don't know any better will believe him and sign up <br><br>There are testimonials on his site which are obviously faked  I have actually seen one of the people that have apparentley sent a testimonial on TV before so i think the maker is picking up pictures from anywhere he can on the internet and then sticking them on his site <br><br>The roulette system he is giving away is just bet on red or black and then double your bet after each loss until you get a win  This system is totaly bogus, there are countless warning all over the internet that this system doesn't work but people still seem to be falling for this kind of scam <br><br>I hope this review has been informative to you, now you know what the situation is with casino expert online and other websites like it  Next time you see one just ignore it or better yet just close the webpage <br><br>If you need a system that wins long term then the roulette bandit <a href='http://www.roulettebandit.com'>Roulette System</a> is worth checking out. It is nothing like all the other roulette system scams.]]></description>
<link>http://www.articlegallery.net/Art/306663/320/Casino-Expert-Online-Is-A-Scam.html</link>
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<title>5 Tips To Avoid Acai Berry Scam And Get The Full Benefits Of Acai Berry Goodness</title>
<guid>http://www.articlegallery.net/Art/294208/320/5-Tips-To-Avoid-Acai-Berry-Scam-And-Get-The-Full-Benefits-Of-Acai-Berry-Goodness.html</guid>
<description><![CDATA[Author : Adam Banks<br><br>After some research has shown that acai berry has some is a hot item antioxidants properties, it has become an overnight sensation  That means it can now be used to defend your body against illness, aging and at the same time boost your energy level  A lot of folks are going crazy over acai berry supplements as they crave the advantages of the berry  More so, it is now available in the health stores so that they do not need to fly to the Amazon forest to harvest the berries  However, there are a few things you must research first before forking out money for the acai berry product <br><br>However, before you purchase any acai berry products, conduct some research on the Internet so save you time and money  During research phase, there are a few potential pitfalls you should avoid  First, ensure that the manufacturers are using organic ingredients which are certified  This is to ensure the berries are safe for consumption and are not exposed to chemicals or pesticides  Next, the processing time are done within 24 hours starting from the time the acai berry is harvested  If the process is as described, then it is what you are looking for  <br><br>Thirdly, the acai berry must be freeze dried and not spray dried  Only freeze dried berries can preserve the quality of the fruit  One more thing to remember is that the acai berry cannot be overheated  For acai berry juice, it needs to be flash-pasteurized, which keeps it from the high heats of the pasteurization process  Finally, ensure that there should be certainly zero filler and none of the chemical preservatives are used  <br><br>Realize that not all acai berry products are made equally  They are more unequal that you thought  If you follow the tips above, you are far ahead in your quest for a high quality acai berry product  <br><br>You need roughly a serving of 1000mg a day to see the health benefits  In this case, we recommend that you take at least 1500mg so that get more benefits  Always go for high quality products and do not fall for the scams and frauds on the Internet  When you do the research, you will find out details that will lead you in the right direction <br><br>Beware of <a href='http://pureacaiberrypackage.com/free-acai-berry-trial/warning-do-not-fall-for-free-acai-berry-trial-and-other-scams/'>free acai berry trial scams</a>. Check out our top rated <a href='http://pureacaiberrypackage.com/top-rated-product-pureacaiberry-com'>acai berry weight loss</a> today!]]></description>
<link>http://www.articlegallery.net/Art/294208/320/5-Tips-To-Avoid-Acai-Berry-Scam-And-Get-The-Full-Benefits-Of-Acai-Berry-Goodness.html</link>
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<title>Advertising Online   Top 5 Problems</title>
<guid>http://www.articlegallery.net/Art/294055/320/Advertising-Online-Top-5-Problems.html</guid>
<description><![CDATA[Author : Doug Stewart<br><br>If you place an advertisement online, there are a number of potential problems which you should be aware of  This article discusses the most common ones and simple methods to avoid them <br><br>1) Non-Payment<br><br>Perhaps the most common issue is buyers not paying  Before sending any product, ensure that you've received full payment, the that the payment has cleared, and that it has been deposited in your account  This should be done for any payment type, including credit cards and cheques <br><br>A similar issue is 'buyers' denying that they received goods and refusing to pay  Few of these claims are true, but unless one uses registered mail this is hard to prove  Although registered mail costs more, it does increase the probability of you being paid (or not having to give a refund) <br><br>2) E-Mail Theft<br><br>To place your online advertisement, you will need to provide a contact EMAIL address  Unfortunately, there are various software programmes which collect EMAIL addresses from websites  They may get this direct from your advertisement, or breach the website security and steal it direct from the website databases  Alternatively, some programmes randomly complete the advertisement contact forms and send off messages, so that when you reply your EMAIL address can be collected from your reply <br><br>Your EMAIL address will then be used for SPAM, fraud, or both  To prevent this, do not use your personal or business EMAIL address  Instead, get an address from one of the free EMAIL services and use this for the advertisement  When you no longer need the EMAIL, just delete it <br><br>3) The Over-payment Refund Scam<br><br>A 'buyer' will overpay you for an item and then ask you to refund the overpayment  For example, if an item costs $100 he might send $200, and then claim that he overpaid by mistake, requesting you to send him the extra $100 back <br><br>In this scam, the original payment is fraudulent (e g  counterfeit cheque or stolen credit card)  The 'buyer' will simply disappear with any refund and since the payment to you will not clear, you will be out of pocket the amount of the refund  To prevent this, instead of refunding, cancel the original payment and request a new payment  Never ship goods or provide refunds before payments have fully cleared and been deposited in your account <br><br>4) Private Meeting<br><br>This normally happens only on expensive items, such as real estate sales  The 'buyer' requires a meeting to finalize the deal, in a private setting (e g  a hotel room) in a distant city  Depending on the exact scam, various things can happen if you go, such as your house being robbed while you are away or people trying to force money out of you when you're are alone in private or an attempt to buy the item in cash (with counterfeit money) <br><br>In general, such meetings are unrealistic and one should immediately break off contact with the people  Nobody agrees to buy a property before ever seeing it and then insists on a private meeting in a distant city  However, if you do decide to go, do not go alone and insist on the meeting being in a public place such as a restaurant <br><br>5) Theft of Identity Information<br><br>There are a number of scams which are designed to get your financial details  For example, a bank account number or credit card number, along with sufficient personal information to give them access to the bank account or credit card <br><br>Many financial institutions have a small number of personal questions which they use to identify people  Typical questions include your date of birth, your full name (including middle names), your mother's maiden name and so on  Consequently, if someone obtains this type of information from you, along with a bank account number or credit card number, they may be able to contact your bank or credit card company (by phone or through an online account) and pose as yourself <br><br>They are a number of reasons which a 'buyer' may give for asking for this information  For example, they may ask your bank details so that they can transfer money to your account and then say they need the personal information for administrative or security reasons <br><br>It is best not to provide either financial information or personal information to strangers  Instead, use a payment method (e g  cheque or credit card) which does not require that you provide this information <br><br>Doug Stewart develops and owns various advertising portals, with his latest project being <a href='http://www.wowhorses.com'>Horses for Sale</a>.]]></description>
<link>http://www.articlegallery.net/Art/294055/320/Advertising-Online-Top-5-Problems.html</link>
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<title>Lionheart Group   Brings Clarity To The Age Of Information</title>
<guid>http://www.articlegallery.net/Art/287623/320/Lionheart-Group-Brings-Clarity-To-The-Age-Of-Information.html</guid>
<description><![CDATA[Author : Shane Crews<br><br>While the Internet has provided millions and millions of people with an opportunity transform themselves for the better, it has also presented just as many opportunities for criminals  Let's face it; we are continuously being bombarded with misinformation, and it seems as though someone is forever trying to sell us something, tell us something, or persuade us to try and sell something to someone else  In the vast majority of cases, misinformation is nothing but an outright lie  Unfortunately however, this is all part and package of the information age  As you no doubt already know, there is information streaming in from every possible direction, leaving us in a situation where we have no idea as to when we'll be exposed to such a message  With so much going on around us in terms of information, it's become impossible to tell who can be trusted and who can't be  Fortunately, an organization such as the Lionheart Group makes it their business to try and help determine what the truth is <br><br>V:21<br><br>Of course, you may be wondering how come there's so much misinformation doing the rounds, but you need to bear in mind that many people derive some sort of pleasure from spreading rumors  Alternatively, others invent stories in the hope that they can persuade others to buy into them  In other words, these scam artists are counting on the fact that average people are bombarded with so much information, they simply don't have a way to determine what is truth and what is lies  The Lionheart Group is now focusing on exposing these undesirables in order to let the public know who they are <br><br>With the vast majority of people leading hectic lifestyles nowadays they become increasingly vulnerable to misinformation, and as such, many are desperate to find something capable of keeping them safe  However, this is exactly what the scammers are hoping for, in that they can then capitalize on people's vulnerability in order to acquire their sensitive personal details, and even their hard earned cash  Let's face it, there's certainly no shortage of scams which aim to relieve you of your money  These can range from those ludicrous advertisements which promise you that they'll show you how to earn a six figure income sitting at home doing nothing, all the way through to more exotic ideas concerning investments  Once again, we can be grateful that the Lionheart Group scam alert blog is playing a crucial role in helping to alert unsuspecting people <br><br>Admittedly, much misinformation is simply put into circulation by relatively harmless troublemakers, but that's not to say that all misinformation is harmless  In fact much of it is downright malicious, considering that others are trying to install a sense of insecurity in people so that they can later exploit these feelings for their own gain  The Lionheart Group fortunately has a wealth of experience which in turn enables them to recognize scams for what they really are <br><br>The unfortunate truth is that the vast majority of scams which have been uncovered by the Lionheart Group have been designed to take advantage of everyday people just like you and I  This is because scammers have made it their business to find out how to pray on other people's feelings of uncertainty, and as a result, they are often able to obtain practically any type of information they desire  These people thrive on the ability to be able to distort a person's point of view, thus allowing them to provide misinformation which in turn gives them an opportunity to take advantage of others <br><br>How does misinformation go from the creator to you the man on the street? In most cases, it starts with the news, the radio, and even e-mail  Furthermore, if you frequent one or more of the social networking sites, you'll soon realize just how many people there are involved with misinformation <br><br><a href='http://the-lionheart-group.16eucalyptus.com/'>The Lionheart Group</a> is a group which is dedicated to helping the public discover the truth about scammers. They are there to help you and I determine what's really going on with regards to the world of information.]]></description>
<link>http://www.articlegallery.net/Art/287623/320/Lionheart-Group-Brings-Clarity-To-The-Age-Of-Information.html</link>
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